Overdraft Transfer Protection

Unforeseen circumstances happen to us all and usually at just the wrong time! Your car breaks down on Wednesday and you don't get paid until Friday. You make an honest mistake in your checkbook and it leaves you a "little short" to cover all your outstanding checks. UMFCU understands that such things happen to everyone at some time or another. Because of that, we have an overdraft transfer protection plan to fit your needs.

If you have ever overdrawn your checking account, you've experienced the embarrassment, inconvenience and expense of bounced checks. You can protect yourself and your credit record by establishing Overdraft Transfer Protection on your  Checking Account. In the event you overdraw your checking account and have funds available in your savings account to cover the amount of the insufficient check, or multiple checks,  funds will automatically transfer from savings to checking for the overdrawn amount. A fee of $5.00 is charged for each transfer.