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Lending Products FAQs

Q: How long do I have to be a member before I can apply for a loan?
A: There is no length of time you must wait before applying for a loan. However, you must have a $5.00 on deposit in your share savings account before you can apply for a loan or use any other credit union services.
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Q: Do I automatically qualify for a loan because I am a member of the credit union?
A: No. Being a member means you are entitled to apply for any loan offered by UMFCU. Although our goal is to provide a financial solution for every member, each member must meet our credit approval requirements for a particular loan product.
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Q: Do you offer home loans?
A: Yes. We offer a 15yr fixed mortgage. Visit with our loan officer to see if this works for you.
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Q: How do I apply for a loan?
A: UMFCU has several convenient ways to apply for a loan including in person, online at through our Secure Loan Application form, or by fax at 918-663-9305 or just mail the application back.
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Q: How long will it take to for my loan to be approved?
A: Our loan department is committed to providing each member with an answer/response to their loan request within 24-48 hours.
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Q: What should I do if I know my loan payment will be late?
A: We understand that sometimes life throws us a curveball and we need a little extra time. We urge you to call us if you know that your payment will be delayed-we will probably be able to work with you. If we don’t know what’s going on, however, we can’t help!
     
Phone: (918) 663-9303
   
   
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This credit union is federally insured by the National Credit Union Administration.
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 918-663-9303 for assistance. Products and services available on this website are available at our office located at 4833 S. Sheridan #401 Tulsa, OK 74145.