Q: How long do I have to be
a member before I can apply for a loan?
A: There is no length of time you
must wait before applying for a loan. However, you
must have a $5.00 on deposit in your share
savings account before you can apply for a loan or
use any other credit union services. |
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Q: Do I automatically qualify
for a loan because I am a member of the credit union?
A: No. Being a member means you
are entitled to apply for any loan offered by UMFCU.
Although our goal is to provide a financial solution
for every member, each member must meet our credit
approval requirements for a particular loan product. |
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Q: Do you offer home loans?
A: Yes. We offer a 15yr fixed mortgage.
Visit with our loan officer to see if this works
for you. |
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Q: How do I apply for a loan?
A: UMFCU has several convenient
ways to apply for a loan including in person, online
at through our Secure Loan Application form, or by fax at 918-663-9305
or just mail the application back. |
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Q: How long will it take to
for my loan to be approved?
A: Our loan department is committed
to providing each member with an answer/response
to their loan request within 24-48 hours. |
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Q: What should I do if I know
my loan payment will be late?
A: We understand that sometimes
life throws us a curveball and we need a little extra
time. We urge you to call us if you know that your
payment will be delayed-we will probably be able
to work with you. If we don’t know what’s
going on, however, we can’t help! |
